Blog
Real estate insights, district guides, and market commentary from AI Property.
The 15-Month Wait-Out Period Is Gone: What Private Downgraders Must Know Before Buying an HDB
On 28 July 2026 the 15-month wait-out for private owners buying an HDB resale flat was removed with immediate effect. Two real client stories show the catches that remain: the 30-month HDB loan rule and the ethnic quota.
03 Aug 2026
Will Developers Really Discount to Avoid ABSD? What Singapore's 2026 Rules Change
Many buyers wait for developers to slash prices near the ABSD deadline. Since March 2025, large and complex projects get a longer remission timeline, so that pressure has eased. What the developer's ABSD really is, and whether to wait or buy at launch.
29 Jul 2026
Tan Boon Liat Building En Bloc: Kingsford's $950M Freehold Site at Great World
Kingsford Group has bought Tan Boon Liat Building at 315 Outram Road for $950 million, 2026's biggest en bloc deal. What the rare freehold site near Havelock and Great World MRT means for buyers, and whether the area can absorb another launch.
24 Jul 2026
Hougang vs Lentor New Central vs Bayshore: Singapore's 2026 OCR Land Bids Compared
Three Outside Central Region GLS sites were awarded in 2026: Hougang at ~$1,189 psf ppr, Lentor New Central at ~$1,277, and Bayshore at ~$1,323. The land-cost data, why bids keep climbing toward the DBS $2,900 psf forecast, and which site is worth watching.
23 Jul 2026
Amberwood at Holland Preview: Price Guide, Units and Launch Timeline
A boutique District 10 launch by Sim Lian on a 99-year Holland Link site. What is confirmed on the 212 units, the 3Q 2026 preview, the Cross Island Line connectivity, and how to read the indicative pricing.
20 Jul 2026
Executive Condo (EC) Buyer's Guide 2026: Eligibility, Income Ceiling, MOP and Financing
How to buy an Executive Condominium in 2026: who qualifies, the $16,000 income ceiling, the 30% MSR and bank-loan rules, the new 10-year MOP and 15-year privatisation, CPF grants, the resale levy, and the ABSD advantage for HDB upgraders.
14 Jul 2026
District 11 (Newton, Novena, Thomson) Property Guide: Freehold, Health City and the New Launches
District 11 is Singapore's Newton, Novena, Thomson and Watten Estate belt in the Core Central Region. What the district covers, why freehold scarcity and Health City Novena drive it, the schools belt, the MRT interchanges, and the new launches to watch, including The Serra Residences and Dunearn House.
13 Jul 2026
District 9 Freehold New Launches: The Orchard and River Valley Guide 2026
District 9 is Singapore's prime freehold heartland, from Orchard and Cairnhill to River Valley and Leonie Hill. Why freehold scarcity drives the district, the Orchard lifestyle and connectivity, and the freehold new launches to watch, including The Avenir, Klimt Cairnhill and Cuscaden Reserve.
12 Jul 2026
Can You Use CPF for a Second Property in Singapore? The Rules for 2026
Yes, but with strings attached. How to use CPF for a second property in 2026: the Basic Retirement Sum you must set aside first, the 100% Valuation Limit cap, the remaining-lease rule, and the accrued interest you refund on sale.
09 Jul 2026
Sora vs The LakeGarden Residences: A Jurong Lake District Buyer's Verdict
I compare Sora and The LakeGarden Residences on price, lease, views, and timing so you can decide which Jurong Lake District condo fits your plan.
08 Jul 2026
District 15 (East Coast) Property Guide: Marine Parade, Katong, Amber and Meyer
District 15 is Singapore's East Coast, from Amber and Meyer to Katong and Marine Parade. What the district covers, why freehold and the new Thomson-East Coast Line drive it, the schools, the lifestyle, and the new launches to watch.
06 Jul 2026
The 99-to-1 Property Arrangement in Singapore: Legal Structure vs Illegal Loophole
The 99-to-1 property arrangement in Singapore, explained: when the 99:1 ownership split is legal, the illegal ABSD loophole IRAS is clawing back with a 50% surcharge and jail terms, and how it differs from decoupling.
06 Jul 2026