Blog
Real estate insights, district guides, and market commentary from AI Property.
How Much Do You Really Need to Buy a Condo in Singapore? Down Payment, TDSR and Stamp Duty
How much cash and CPF you really need to buy a condo in Singapore in 2026: the 25% down payment and 5% cash rule, the TDSR loan limit, Buyer's Stamp Duty, and the full upfront cost on a $2 million example.
01 Jul 2026
How HDB Upgraders Avoid ABSD in 2026: Sell-First vs Decoupling
How Singapore HDB upgraders legally avoid or recover ABSD in 2026: the sell-first route, the buy-first 6-month remission, why you cannot decouple an HDB, and how decoupling works for private owners.
30 Jun 2026
Dunearn House Preview: Price Guide, Location and Launch Timeline
An agent's in-depth preview of Dunearn House, the first private condo in Bukit Timah Turf City: the 99-year site, indicative pricing, the future Turf City MRT, unit mix, and who it suits in District 11.
29 Jun 2026
Jurong Lake District 2026: Why Investors Are Watching This Growth Corridor
Jurong Lake District is Singapore's planned second CBD in District 22. Here is what I tell investors about the catalysts, the launches, and the timeline before they buy.
27 Jun 2026
Hougang Central Residence vs The Florence Residences: New Launch or Resale in the North-East?
I compare Hougang Central Residence, the integrated launch above Hougang MRT, against The Florence Residences resale in District 19, so you can choose.
24 Jun 2026
Thomson Reserve vs JadeScape: Which Upper Thomson Condo Should You Buy in 2026?
I compare Thomson Reserve, the new launch on Bright Hill Drive, against JadeScape, the proven District 20 benchmark, so you can decide which Upper Thomson condo fits your 2026 buy.
22 Jun 2026
Lentor Gardens Residences vs Lentor Modern: Which Lentor Condo Wins in 2026?
I compare Lentor Gardens Residences and Lentor Modern side by side: land cost, location, resale track record, and which one fits your buyer profile in 2026.
20 Jun 2026
The NEW HOUGANG Central Transformation
Hougang Mall today vs. what's coming above the MRT in a few years. The difference might surprise you. Full breakdown inside.
19 Jun 2026
Lucerne Grand vs Competitors
How Lucerne Grand's estimated price compares with Sora and The LakeGarden Residences in Jurong Lake District, and what Caspian's gains reveal about Lakeside timing.
16 Jun 2026
Norwood Grand Vs Woodlands South New EC
Think Woodlands is just a border town? Think again. Find out why homeowners and investors are quietly choosing this underrated township.
16 Jun 2026
Freehold vs Leasehold (D11 Newton)
A new Newton GLS site sold above Pullman Residences' freehold land cost. We compare freehold vs leasehold and what it means for D11 prices.
10 Jun 2026
Sellers in the Bucket
Crab mentality hits sellers too. Neighbour comparisons, inflated valuations, and wait for a better market advice can cost you. Here is how to sell free of it.
08 Jun 2026
The Crab Bucket Effects
Crab Mentality Part 1 - Buyers (Are you one of them?)
08 Jun 2026
Why Thomson Reserve?
Thomson Reserve rises on the old Thomson View site in District 20. Inside the en bloc story, the Jadescape benchmark and what the land price tells buyers.
08 Jun 2026
Is a $3.58 million loss really a loss? A deep dive into Marina Bay Residences
Marina Bay Residences penthouse sold at a $3.58 million paper loss. After 19 years of rental income, was it really a loss? We run the numbers.
28 May 2026
The New Reality of Singapore Property Buying in 2026
PSP: The Real Reason Your Parents Are Co-Signing Your Condo
27 May 2026
Lentor Modern Resale Analysis: Are Early Buyers Winning?
Lentor Modern resale data shows early buyers profiting up to $590,000 on larger units and about $150,000 on 732 sqft two bedroom units after three years.
25 May 2026
Dairy Farm Land Price Analysis
A look at how Dairy Farm land prices have risen over the years, and whether buying into the area today is still a good move.
22 May 2026
Holland Road GLS Vs Dunearn Road GLS
Old Holland Road vs Dunearn Road, Which Location Will Buyers Choose?
21 May 2026
Drop Out ECs
Is It Worth Waiting for Drop-Out Executive Condominium (EC) Units?
20 May 2026
Senja Million Dollar HDBs
The rise of Senja's million-dollar HDB flats has owners asking if now is the time to upgrade to an Executive Condominium.
19 May 2026
Land Price Going Up? Not Lentor Gardens Residences
Lentor GLS land bids hit a record $1,278 PSF PPR in 2026, yet Lentor Gardens Residences was secured at just $920 PSF PPR, the lowest in the cycle.
19 May 2026
How to Negotiate a New Launch Condo in Singapore: Pre-Launch and Launch
Can you negotiate a new launch condo price in Singapore? It depends on the stage. Here is how developers price by demand at pre-launch and at launch, and where buyers actually have room.
18 May 2026
Hudson Place Residences Launch Review: 61% Sold at $2,458 PSF
Hudson Place Residences sold 61% of its 327 units at an average $2,458 psf on launch weekend. Here is what the one-north debut means for buyers.
18 May 2026