Logo

Buying Guide

Buying Guide articles from AI Property.

How Much Do You Really Need to Buy a Condo in Singapore? Down Payment, TDSR and Stamp Duty
Buying Guide

How Much Do You Really Need to Buy a Condo in Singapore? Down Payment, TDSR and Stamp Duty

How much cash and CPF you really need to buy a condo in Singapore in 2026: the 25% down payment and 5% cash rule, the TDSR loan limit, Buyer's Stamp Duty, and the full upfront cost on a $2 million example.

01 Jul 2026
How HDB Upgraders Avoid ABSD in 2026: Sell-First vs Decoupling
Buying Guide

How HDB Upgraders Avoid ABSD in 2026: Sell-First vs Decoupling

How Singapore HDB upgraders legally avoid or recover ABSD in 2026: the sell-first route, the buy-first 6-month remission, why you cannot decouple an HDB, and how decoupling works for private owners.

30 Jun 2026
The Crab Bucket Effects
Buying Guide

The Crab Bucket Effects

Crab Mentality Part 1 - Buyers (Are you one of them?)

08 Jun 2026
The New Reality of Singapore Property Buying in 2026
Buying Guide

The New Reality of Singapore Property Buying in 2026

PSP: The Real Reason Your Parents Are Co-Signing Your Condo

27 May 2026
Drop Out ECs
Buying Guide

Drop Out ECs

Is It Worth Waiting for Drop-Out Executive Condominium (EC) Units?

20 May 2026
How to Negotiate a New Launch Condo in Singapore: Pre-Launch and Launch
Buying Guide

How to Negotiate a New Launch Condo in Singapore: Pre-Launch and Launch

Can you negotiate a new launch condo price in Singapore? It depends on the stage. Here is how developers price by demand at pre-launch and at launch, and where buyers actually have room.

18 May 2026
Buying Property in Singapore as a Foreigner: The Complete 2026 Guide
Buying Guide

Buying Property in Singapore as a Foreigner: The Complete 2026 Guide

What foreigners can and cannot buy in Singapore, the 60% ABSD reality, who qualifies for FTA exemption, financing options for non-residents, and the actual buying timeline.

15 May 2026